PlayterPay is our credit platform designed for businesses looking to use credit to help them spread the cost of their invoice payables.

The approval process is swift. Once you choose your company via our dropdown, connect to Open Banking, and link your Cloud Accounting Software, you can receive an offer in just a few minutes.

UK businesses with 12 months of trading history with no less than £250,000 annual turnover are eligible for our funding.

Whilst these connections help expedite the approval process, they aren't mandatory. If you don't have them, we can still offer funds, but it might take slightly longer.

To sign up, you'll need to provide basic business details, choose your company from our dropdown, and have access to your bank account and Cloud Accounting Software details for connections.

With PlayterPay, you can access up to £1 million in funding, depending on your business's financial health and other assessment criteria.

§ PlayterPay offers unparalleled flexibility. You can choose to split the cost of your invoices over 3, 6, 9, or 12 monthly instalments, giving you control over your cash flow.

§ No, there are no penalties for early repayments. You can settle your outstanding amount whenever you want, without any additional cost.

§ We prioritise your security and privacy. PlayterPay adheres to strict privacy policies, ensuring no data is shared with outside sources. We use the official APIs for both Open Banking and Cloud Accounting Software, ensuring a safe and secure experience.

§ Yes, with PlayterPay, you can pay suppliers in the vast majority of locations around the world. If you have specific questions about certain countries or regions, please get in touch with a member of the PlayterPay team for more details.

§ Instead of traditional interest rates, PlayterPay operates on a subscription cost model. The subscription cost varies based on factors like the risk of your business, the amount you wish to borrow, and the duration over which you want to split your invoices.

§ With Playter, you have the flexibility to access funds anytime during your subscription. Even if you're nearing the end of your subscription term, you can still choose to spread the cost of an invoice. As long as you're subscribed, you can utilise our facility whenever you need.

No. All Playter loans are unsecured, you don’t have to pledge assets. That said, you may be ask for: - A personal guarantee from at least one director or shareholder, depending on the strength of your business. - Corporate guarantees when the borrowing company belongs to a wider group. Any guarantee are fully explained in your offer so you know exactly what’s required before you accept.